The Vanishing Sub-$500K 4-Room HDB Flat: Why Affordable Resale Options Dropped from 67% to Just 7% in 5 Years
Five years ago, 67% of 4-room HDB flats sold under $500K. Over the past 12…
Category: Property Financing
En Bloc Sales and Replacement Homes: Why Lowering Consent Thresholds Demands ABSD Concessions for Displaced Owners
Why lowering en bloc consent thresholds to 65% won't unfreeze aging condos alone: the case…
HDB vs Condo Rental Yields Across 25 Towns: 3-Room Flats Hit 9% and the Upgrader ABSD Dilemma
A cross-town study of 25 Singapore housing estates reveals 3-room HDB flats commanding median rental…
The Executive Condominium Affordability Gap: Can Couples on the S$18,000 Income Ceiling Afford Today’s ECs?
With recent EC land bids exceeding S$730 psf ppr and launch pricing approaching S$1,500–S$1,600 psf,…
HDB Loan and CPF OA: Wipe Out Savings or Keep a Buffer?
Understand the CPF OA retention rules, housing usage limits and accrued interest before deciding whether…
SORA Home Loans in Singapore: A Practical Guide
A practical guide to SORA-linked Singapore home loans, including three-month compounding, spreads, resets, refinancing costs…
What Every Singapore Landlord Must Know About Tax Rules
A comprehensive guide for Singapore residential landlords on declaring rental income to IRAS, claiming deductible…
Where Your Flat Sale Proceeds Actually Go After Completion In Singapore
A breakdown of how HDB resale flat sale proceeds are disbursed, including loan payoff, CPF…
Second HDB Housing Loan: Rules for Singapore Buyers
A practical guide to second HDB housing loans, covering eligibility, CPF refunds, sale proceeds, HFE…